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CCA Student Health Insurance Plan

  • Announcements:
    • Fall 2020 health insurance waiver period ended 9/11/20. The waiver site is closed.
    • Fall 2020 eligibility requirements: Aetna has made an exception to the eligibility requirement for the Fall 2020 semester due to the COVID-19 pandemic. As CCA move classes 100% online for Fall 2020, full-time enrolled students taking classes online will still be eligible for the insurance plan for Fall 2020 unless meet the requirements to waive. The Aetna PPO plan is a U.S nationwide insurance plan, and One Medical membership also have offices U.S nationwide. 
    • Starting August 1st, 2020: ANTHEM STUDENT DENTAL AND VISION coverage are now included in the plan for 2020/2021. Please scroll down on how to access your dental and vision benefits if you are enrolled in the student health insurance plan.

COVID-19 updates for students enrolled in the college's insurance plan:


For students not enrolled in the college's insurance plan, please contact your personal health care provider for guidance on COVID-19 testing based on your health insurance coverage, by calling the number on your medical ID card.

Update (9/18/20) from Aetna regarding benefits and COVID-19. Aetna Student Health will be extending through December 31, 2020 COVID benefit liberalizations for the following:

  • Through December 31, 2020, Aetna has extended all member cost-sharing waivers for covered in-network telemedicine visits for outpatient behavioral and mental health counseling services. This will continue the 100% no cost share benefit for Telehealth Behavioral Health visits with Aetna Preferred Providers.
  • Aetna is also waiving early refill limits on 30-day prescription maintenance medications for all members with pharmacy benefits administered through CVS Caremark, through December 31, 2020.
  • Aetna will waive member cost-sharing for inpatient admissions for treatment of COVID-19 or health complications associated with COVID-19. This policy applies to all Aetna-insured Commercial and plans and is effective immediately for any such admission through December 31, 2020.


Effective immediately, Aetna members will have access to the following resources:

  • Aetna will waive co-pays for all diagnostic testing related to COVID-19. This policy will cover the test kit for patients who meet CDC guidelines for testing, which can be done in any approved laboratory location. Aetna will waive the member costs associated with diagnostic testing at any authorized location. Student can call Aetna Student Support: 1-877-480-4161 for on-phone support or Aetna Advice line at 1-800-556-1555.
  • For the next 90 days (March 11, 2020) , Aetna will offer zero co-pay telemedicine visits – for any reason. Aetna members should use telemedicine as their first line of defense in order to limit potential exposure in physician offices. Cost sharing will be waived for all video visits through the CVS MinuteClinic app, Aetna-covered Teladoc® offerings and in-network providers delivering synchronous virtual care (live video-conferencing).
  • For CCA students enrolled in the college's student health insurance plan with Aetna (print out your medical ID card), any preventative care immunizations performed in a facility or at a physician's office that is within the Aetna network and One Medical is covered 100% (of the negotiated charge) per visit. No copayment or policy year deductible applies. If a student visits an out-of-network provider, it is covered 50% (of the recognized charge) per visit.
  • For CCA students enrolled in the college's insurance plan are highly encouraged to sign up for the One Medical membership (by using the school code CCAXOM) to expand their healthcare network and access a One Medical doctor or facility. One Medical also offers virtual care and same day or next day appointments. In accordance with the latest CDC guidance, One Medical will consider ordering coronavirus testing for patients who have significant symptoms (fever and cough or shortness of breath) and/or who’ve had close contact (<6 ft) with someone known to have COVID-19. Anyone in this group should contact One Medical's 24/7 virtual care team promptly so they can help arrange the appropriate next steps.

Information and updates from the college regarding COVID-19 can be found here on the portal. Student health insurance related questions, please email healthinsurance@cca.edu.

Aetna PPO Plan

CCA student health insurance is through an Aetna PPO plan, giving students access to a network of doctors, hospitals, pharmacies and specialists throughout the Bay Area and nationwide. PPO stands for "preferred provider organization" network where you choose your in-network medical provider. The coverage will begin on August 1st - July 31st annually. The cost of the plan is $1,580.09 for Fall 2020 (8/1/20-12/31/20) and $2,159.14 for Spring/Summer 2021 (1/1/21-7/31/21). The waiver deadline for Fall 2020 is Friday, September 11, 2020. The waiver deadline for Spring 2021 is Tuesday, January 26, 2021.

  • Full-time students who do not submit an online insurance waiver by the established deadline will be automatically enrolled in the Aetna PPO plan and the One Medical membership.
  • All Aetna enrolled students must print out their Aetna Medical ID card each semester. Aetna ID cards will be available to print beginning August 1st for Fall, and January 1st for Spring.
  • Undergraduate students registered for fewer than 12 units (and graduate students taking less than 9 units/term) are ineligible for the Aetna student health plan. Students are encouraged to see what options are available on the insurance marketplace.

If you have specific questions about Aetna benefits, you may call Aetna Student Support directly to speak with an Aetna representative:

  1. Call Aetna Student Support at 1-877-480-4161
  2. Dial "0" to skip to speak with an Aetna representative
  3. Call before 3:00pm (PST)

How to find a doctor within the Aetna PPO network, please visit : Aetna Student Health / CCA or call Aetna Student Support.

24 hour Aetna Advice Nurse (1-800-556-1555)


AETNA PPO at a Glance

Preferred
(In-Network) Provider

Non-Preferred
(Out-of-Network) Provider

Plan
Maximum

Unlimited

Unlimited

Annual
Deductible

$100 Per Policy Year

$100 Per Policy Year

OOP
Maximum

$6,000 Per Policy Year

$12,000 Per Policy Year

Physician’s
Office Visit

$20 Copay

$20 Copay then 50%

Inpatient
Hospitalization

10%
Coinsurance

50% Coinsurance

Emergency
Room

$150 Copay then 10%

$150 copay then 10%

Prescription
Drugs

Generic
Preferred: $10 Copay
Brand-Name
Preferred: $30 Copay
Non-Preferred:
$30 Copay

Generic
Preferred: 50% Coinsurance
Brand-Name
Preferred: 50% Coinsurance
Non-Preferred:
50% Coinsurance

Medical
Evacuation

Unlimited

Unlimited

Repatriation
of Remains

Unlimited

Unlimited

Anthem Dental and Vision (2020 / 2021)


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One Medical Membership

Enrolled Aetna students are strongly encouraged to sign up for the One Medical Membership to expand their healthcare network. One Medical provides high-quality, patient-centered primary care services with same-day/next-day appointments and has office locations in the Bay Area and nationwide. One Medical accepts the CCA Aetna PPO plan as well as many other national insurers. Students also have access to 24/7/365 virtual care by phone, email, and video conference, a mobile app for appointment scheduling and prescription refills, personal health coaching, and referrals to a network of specialists. Please email healthinsurance@cca.edu to retrieve the school code to sign up.

One Medical offices in San Francisco / Bay Area


Continued Health Care for Graduating Students

Graduating students are encouraged to see what options are available on the insurance marketplace after their coverage date ends.