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Health Insurance

Note: Fall 2019 / Spring 2020 rates are now posted.

Aetna PPO and One Medical membership

CCA student health insurance is through an Aetna PPO plan, giving students access to a network of doctors, hospitals, pharmacies and specialists throughout the Bay Area and nationwide. PPO stands for "preferred provider organization" network where you choose your in-network medical provider. The coverage will begin on August 1st - July 31st annually. The cost of the plan is $1,491.49 for Fall 2019 (8/1/19-12/31/19) and $2,043.50 for Spring/Summer 2020 (1/1/20-7/31/20). The waiver deadline for Fall 2019 is Tuesday, September 10, 2019 (last day of the add drop period). The waiver deadline for Spring 2020 is Tuesday, January 28, 2020 (last day of the add drop period).

  • Full-time students who do not submit an online insurance waiver by the established deadline will be automatically enrolled in the Aetna PPO plan and the One Medical membership. See Online Waiver FAQ on how to submit an insurance waiver
  • All Aetna enrolled students must print out their Aetna Medical ID card each semester

Enrolled Aetna students are strongly encouraged to sign up for the One Medical Membership to expand their healthcare network. One Medical provides high-quality, patient-centered primary care services with same-day/next-day appointments. One Medical accepts the CCA Aetna PPO plan as well as many other national insurers. Students also have access to 24/7/365 virtual care by phone, email, and video conference, a mobile app for appointment scheduling and prescription refills, personal health coaching, and referrals to a network of specialists. Please email to retrieve the school code to sign up.

Please see here for answers to Aetna and One Medical Frequently Asked Questions.

General information

In Case of Emergency: Dial 9-1-1

If you have an urgent medical situation and are unsure about your medical coverage, but you are well enough to make a phone call, please call your insurance company to find out your coverage information; otherwise, you should go to the closest public hospital:

  • SF General (1001 Potrero Avenue, Building 25, 1st Floor, San Francisco, CA)
  • Highland Hospital (1411 E 31st St, Oakland, CA)

Use WebAdvisor to Designate an Emergency Contact.

  • You must complete CCA's Emergency Notification System form prior to orientation. This system tells us the best ways to contact you and tells us who we are authorized to contact in case of an emergency.
  • Once you have made your enrollment deposit, you can complete your emergency contact information via WebAdvisor.
  • Log into your WebAdvisor account and select Emergency Contacts in the User Account section.
  • Use the upper section to designate how you’d like to be contacted and to opt into the notification system. Use the lower section to designate who the college should notify should you be involved in an emergency or crisis.

See also Campus Safety »

Health insurance waiver requirements

Per CCA policy, all students who are registered at 12 or more units per semester (9 units per term for all graduate students) are charged the insurance and are automatically enrolled in the CCA student health insurance plan, unless they submit an approved insurance waiver. The waiver deadline for Fall 2019 is Tuesday, September 10, 2019 (last day of the add drop period). The waiver deadline for Spring 2020 is Tuesday, January 28, 2020 (last day of the add drop period).

In order to waive the CCA Aetna Health insurance, your personal health insurance plan must meet the following minimum-coverage requirements:

  • be owned, headquartered, operated, and filed in the United States
  • be in compliance with the Affordable Care Act (ACA Compliant)
  • provides emergency care within 50 miles of CCA
  • provides primary care services within 50 miles of CCA
  • has inpatient and outpatient mental-health benefits
  • offers unlimited prescription benefits
  • offers full coverage for all preexisting conditions

International Students

The health insurance plan of all international students must also meet the additional criteria listed below in order to be waived:

  • covers repatriation of remains in the amount of $25,000 or greater
  • covers medical evacuation expenses of the international student to that student's home country in the amount of $50,000 or greater

J-1 international students must also meet Department of State requirements in order to be waived. These additional criteria are listed below:

  • plan deductible not to exceed $500 per accident or illness.
  • if a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in U.S. dollars.

More waiver information

You have two useful sources of information to help you compare your own personal health insurance to CCA’s student health insurance plan.

  • First, you can refer to your insurance company’s Evidence of Coverage booklet. The booklet is provided by your insurance company and describes all of your benefits and the limitations of those benefits.
  • You may also visit your carrier's website, or contact a representative with the insurance agency if you cannot locate such document.
  • Please read and pay close attention to all emails and notices pertaining to the online insurance waiver and the established waiver deadline each semester.

Continued health care options for graduating students

Graduating students are encouraged to see what options are available on the insurance marketplace after their coverage date ends. Financial assistance may be available.