All full-time CCA students are required to have comprehensive health insurance coverage while enrolled at California College of the Arts. CCA's student health insurance coverage for the 2023-24 academic year is provided through the Aetna PPO plan.
Per CCA policy, all students who are registered as full-time (12 or more units per term for undergraduate students; 9 or more units per term for graduate students) are automatically charged for and enrolled in the CCA student health insurance unless an insurance waiver request is submitted and approved by the deadline.
Waiving CCA's student health insurance
In order for international students to waive the CCA Aetna Health insurance, your personal health insurance plan must meet the following minimum-coverage requirements:
- be owned, headquartered, and operated in the United States
- be in compliance with the Affordable Care Act (ACA Compliant)
- provides emergency care within 50 miles of CCA
- provides primary care services within 50 miles of CCA
- has inpatient and outpatient mental-health benefits
- offers unlimited prescription benefits
- offers full coverage for all preexisting conditions
- Covers repatriation of remains in the amount of $25,000 or greater
- Covers medical evacuation expenses of the international student to that student's home country in the amount of $50,000 or greater
J-1 international students must also meet Department of State requirements in order to be waived. These additional criteria are listed below:
- Plan deductible not to exceed $500 per accident or illness.
- If a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in U.S. dollars.
You have two useful sources of information to help you compare your own health insurance to CCA’s Aetna PPO health insurance plan.
- You can refer to your insurance company’s Evidence of Coverage booklet. The booklet is provided by your insurance company and describes all of your benefits and the limitations of those benefits.
- You may visit your carrier's website, or contact a representative with the insurance agency if you cannot locate such a document.
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