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Student Insurance Requirement & Eligibility Policy

Effective as of Aug 01, 2022 | Last updated on May 15, 2025


Who This Policy Applies To

All degree seeking students who are registered for courses.

Policy Statement

California College of the Arts is committed to ensuring all students have the appropriate resources to uphold their health and well-being.

All students who are degree seeking and registered for courses, are automatically charged for and enrolled in the CCA student insurance plan. In order to waive this requirement, students must submit an approved insurance waiver that meets all of CCA's minimum requirements, by the established deadline​ - which is typically aligned with the end of the Add/Drop period.​


CCA student student insurance plan includes:

  1. One Medical Membership
  2. Medical Coverage
  3. Dental and Vision Coverage

For more information, visit: Student Insurance

Changes in status

Students who register for courses and later withdraw from all courses must be aware of the insurance waiver deadline. If a student withdraws after the waiver period has ended, they will not be eligible to waive their insurance or receive a refund for the student insurance charge. Please see Refunds and Credit

Waivers - Using a non-CCA health plan

Students who seek to use a non-CCA health insurance plan (including Medi-Cal and Medicare) must submit an approved insurance waiver that meets all of CCA's minimum requirements, by the established deadline. For more information, visit: Waiving Health Insurance.

Qualifying event

Students who experience a qualifying event such as losing current health coverage, marriage, or having a baby, please contact GGB.JCB.Studentservices@ajg.com for assistance. Students may be eligible for special enrollment periods, allowing to enroll in the CCA student insurance plan outside the open enrollment period for health coverage.

Exceptions for degree seeking, non registered students

Students on approved leave of absence for medical reasons may be granted student insurance for a maximum of one semester. Please contact GGB.JCB.Studentservices@ajg.com to enroll.

Fees & Coverage Dates

For the current listing of student insurance plan fees and coverage dates please refer to Fees & Coverage Dates.

Additional Information

Dependents

Additional coverage for dependents (spouse/domestic partner, children, or both) is available for an additional fee.

Dependent enrollments are handled by our student health insurance broker, Gallagher Student Health & Special Risk. To enroll your partner/spouse or child(ren) please visit jcbins.com during the insurance open enrollment period.

Please note:

  • Dependents must be enrolled within 30 days from the date the student is enrolled in the plan, or within 31 days of one of the following qualifying events: marriage, birth*, adoption, or arrival in the United States.
  • For covered students, newborns are automatically insured for injury or sickness from birth until 31 days old. Coverage for a newborn can be continued provided Gallagher Student Health & Special Risk (jcbins.com) is notified in writing within 31 days from the date of birth and all additional premiums are paid.
  • All dependent enrollments will require students to upload one of the following documents: Marriage Certificate, Affidavit of Domestic Partnership, or Birth Certificate.

Continued Insurance Coverage for Alumni and Graduating Students

Alumni and graduating students are not eligible to purchase additional coverage after their registration status ends. (Note: fall coverage ends on December 31st; spring/summer coverage ends on July 31st - even for students completing degree requirements in May.)

For post-graduation insurance coverage options please see the information below.

  • Domestic Students
    • California Residents: Students planning to continue residing in California after graduation are encouraged to look into individual plans via Covered California
    • Non-California Residents: Please check the the insurance marketplace or programs similar to “Covered CA” in your state.
  • International Students
    • CCA alumni on post completion OPT are not eligible for health insurance through CCA and will need to obtain health insurance independently while they’re on OPT. The link below provides general resources for international students that have recently graduated or will be graduating soon from CCA.
    • Health insurance on OPT

Contacts

CCA Student Insurance Customer Service