• Yes. The deductible is $100 for the policy year.
• The policy year deductible is waived for all of the following eligible health services:
  • In-Network Care for Preventive care and wellness, Pediatric Vision and Dental Care, Physician or Specialist Office Visit Expense, Walk-In Clinic Visit Expense, Consultant Expense, Urgent Care Expense, Acupuncture Expense, Outpatient Mental Health Office Visit Expense, Outpatient Substance Abuse Treatment Office Visit Expense, and Outpatient Prescription Drugs
  • In-Network care for Well newborn nursery care and Outpatient prescription drugs

• $25 copayment, then the plan pays 100% (of the balance of the negotiated charge) per visit.
• No policy year deductible applies.

• $150 copayment then the plan pays 90% (of the balance of the negotiated charge) per visit.

• $25 copayment then the plan pays 100% (of the balance of the negotiated charge) per visit .

• 90% (of the negotiated charge) per visit.

• In an emergency, California College of the Arts is concerned with getting a student to the hospital as quickly as possible.
• In the event that the college is billed for medical care a student received, the college reserves the right to directly bill the student or their family for portions of the bill which may have been paid up front by CCA.

• Yes. We believe the most important aspect of our plan is the lack of a pre-existing condition clause. We understand that many students may have health conditions, and they deserve quality health insurance regardless of their condition.
• Pre-existing conditions do not affect the cost of the plan, nor is coverage determined by the severity of the condition. Registered students are covered for all medical conditions while enrolled in the plan.

• The Aetna plan covers all medically necessary procedures. This includes, but is not limited to hormone replacement therapies, as well as top and bottom surgeries.
• It is recommended that you start with a clinician through One Medical (see more information on their transgender-friendly healthcare here) who can manage your care and make referrals as necessary.

• Yes. Covered at 90% (of the negotiated charge) per visit.

• Yes, they are included.
• See Dental and Vision Insurance

• Although eligibility for the CCA student insurance plan is limited to full-time students, certain exceptions apply. To request an exception you must meet one of the criteria below:
  • Part-time students on an approved Reduced Course Load
    • Approval is granted by Access/Disability Services or International Student Services.
    • Requests must be approved every semester.
  • Students on approved leave of absence (for medical reasons)
    • Exceptions may be granted for a maximum of one semester. 
  • Part-time students during their final semester
    • Confirmation is granted by Academic Advising.
    • International students must also receive approval through International Student Services.
• Please contact healthinsurance@cca.edu to request additional information regarding enrolling in the student insurance plan.

• Additional coverage for dependents (spouse/domestic partner, children, or both) is available for an additional fee.
• Dependent enrollments are handled by our student health insurance broker, JCB Insurance Solutions.
• To enroll your partner/spouse and/or child(ren) please visit jcbins.com during the insurance enrollment period.
• Coverage is available for domestic partners. (Note: You and your partner must be registered as domestic partners with the state.)
• Dependents must be enrolled within 30 days from the date the student is enrolled in the plan, or within 31 days of one of the following qualifying events: marriage, birth*, adoption, or arrival in the United States.
• For covered students, newborns are automatically insured for injury or sickness from birth until 31 days old. Coverage for a newborn can be continued provided JCB Insurance Solutions (jcbins.com) is notified in writing within 31 days from the date of birth and all additional premiums are paid.
• Please contact healthinsurance@cca.edu for further assistance.

• Coverage remains in effect for the entire term you have purchased. Aetna is a nationwide insurance carrier and has providers and hospitals throughout the country.

• Travel assistance provides support services in case of an emergency while traveling. On Call International provides emergency-only coverage for students who study abroad. This coverage is included for students who have the Aetna CCA Health Insurance Plan.
• On Call International phone numbers: In the U.S. and Canada: Call us toll free at 1-866-525-1956. From anywhere in the world: Call us collect at 1-603-328-1956.
• The Center is staffed 24 hours a day, 365 days a year with trained multilingual coordinators and doctors to advise and assist you quickly and professionally in an emergency.

• Travel insurance is a travel insurance plan that provides protection for monetary losses and medical emergencies that can occur while traveling.
• Students should have health insurance coverage and travel insurance while traveling abroad.

• Personal Property coverage is not part of the CCA Student Insurance Plan.
• CCA recognizes the importance of ensuring the safety of personal property. While CCA does not cover students' lost, stolen, or damaged property, we strongly urge all students and their families to contact their insurance agents, check their homeowner's policies, and/or to consider purchasing personal property insurance.
• CCA does not recommend or endorse any individual insurance company. However, please note that Gallagher provides information regarding personal property coverage.
• For more information, please visit:
  • Gallagher College Student Property & Renters Insurance
  • Brochure

• Visit the Aetna Student Health website at aetnastudenthealth.com/cca during the enrollment period where you can search by name, specialty and location.
• If you have specific questions about Aetna benefits, you may call Aetna Student Support directly to speak with an Aetna representative:
  • Aetna Student Support at 1-877-480-4161
• You may also access One Medical doctors through your Aetna Plan. Please be sure to sign up for the One Medical membership by emailing healthinsurance@cca.edu for the school code for the current academic year.

• The Advice Nurse Line offers registered nurses (RNs) who offer advice regarding symptoms, including what a member can do to reduce or alleviate such symptoms.
• Advice nurses are available 24 hours a day, seven days a week. They can often resolve a minor concern over the phone, which saves a trip to the doctor.
• To reach the Advice Nurse Line, call: 1-800-556-1555.
• See Aetna Advice Nurse Line (24 hours)

• Yes. Prescriptions are paid at 100% of the negotiated Charge with the following co-pays:
  • $10 co-pay for Preferred Generic Drugs
  • $40 co-pay for Preferred Brand Drugs
  • $70 co-pay for Non-Preferred Drugs

• Yes. However, if you are submitting an insurance waiver with Medi-Cal, it has to be within one of the approved counties below to meet CCA's minimum waiver requirements:
  • Alameda County
  • Contra Costa County
  • Marin County
  • Napa County
  • Santa Clara County
  • Santa Cruz County
  • San Francisco County
  • San Mateo County
  • Solano County
  • Sonoma County
    
• If you are on a Medi-Cal health plan which provides access to care throughout the state you should select San Francisco County. Please note that you are still responsible for finding local providers who accept Medi-Cal.
• For more information - including information on transferring benefits - please visit: Waiving Student Insurance.

• Aetna's Medicare Eligibility Notice: You are not eligible to enroll in the student health plan if you have Medicare at the time of enrollment in this student plan. The plan does not provide coverage for people who have Medicare.  

• In order to confirm that your Medicare coverage is current and active, you will need to be able to provide:
  • A copy of your Medicare card;
  • Proof of current coverage:
    • Evidence of Coverage document
      or
    • A letter confirming coverage, dated in the last 30 days, which may be obtained directly from Medicare).
      
• Please contact healthinsurance@cca.edu for assistance waiving out of the student insurance plan requirement.

U.S. Tax Form 1095-B provides documentation about individuals who are covered by minimum essential insurance coverage, which is information required by the Internal Revenue Service (IRS) if you are filing taxes in the U.S.

• Students who were enrolled in the CCA Student Insurance Plan should receive 1095-B U.S. tax forms directly from Aetna. They are mailed to the local mailing addresses on record with Aetna.
• If you did no receive your Form 1095-B, please contact Aetna Student Support to request they reissue the form. They may be reached at 1-877-480-4161.
• For additional information, please visit: Aetna’s Tax Forms and the ACA.