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Waiving Health Insurance

Last updated on Jul 21, 2021

  • Announcement: Fall 2021 health insurance waiver period will open 06/23/21 through 9/09/21.
  • FALL 2021 waiver: International students: If you are taking classes online and are living outside of the U.S. you can waive your insurance for Fall 2021. You must confirm your residence outside of the U.S. by submitting proof to healthinsurance@cca.edu.

Student Health Insurance Requirements

Per CCA policy, all students who are registered at 12 or more units per semester (9 units per term for all graduate students) are charged the insurance and are automatically enrolled in the CCA Aetna Health insurance plan. You are required to maintain comparable health insurance at all times during the academic year. If your health insurance coverage is terminated for any reason, you are required to enroll in CCA's student health insurance plan.

In order to waive the CCA Aetna Health insurance, your personal health insurance plan must meet the following minimum-coverage requirements:

  • be owned, headquartered, and operated in the United States
  • be in compliance with the Affordable Care Act (ACA Compliant)
  • provides emergency care within 50 miles of CCA
  • provides primary care services within 50 miles of CCA
  • has inpatient and outpatient mental-health benefits
  • offers unlimited prescription benefits
  • offers full coverage for all preexisting conditions
  • ***(if you are a full-time enrolled student and taking CCA classes 100% online, and outside of CCA (more than 50 miles from CCA) - please contact healthinsurance@cca.edu for support on your insurance waiver submission before the published waiver deadline)***

FALL 2021 waiver: International students: If you are taking classes online and are living outside of the U.S. you can waive your insurance for Fall 2021. You must confirm your residence outside of the U.S. by submitting proof to healthinsurance@cca.edu.


International Students

The health insurance plan of all international students must also meet the additional criteria listed below in order to be waived:

  • covers repatriation of remains in the amount of $25,000 or greater
  • covers medical evacuation expenses of the international student to that student's home country in the amount of $50,000 or greater

J-1 international students must also meet Department of State requirements in order to be waived. These additional criteria are listed below:

  • plan deductible not to exceed $500 per accident or illness.
  • if a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in U.S. dollars.

You have two useful sources of information to help you compare your own health insurance to CCA’s Aetna PPO health insurance plan.

  • You can refer to your insurance company’s Evidence of Coverage booklet. The booklet is provided by your insurance company and describes all of your benefits and the limitations of those benefits.
  • You may visit your carrier's website, or contact a representative with the insurance agency if you cannot locate such a document.

Please read and pay close attention to all emails and notices pertaining to the online insurance waiver.


How to Submit An Online Waiver

Waiver applications must be completed and submitted online by the published deadline. The online health insurance waiver site will go live for the 2021/2022 academic year, starting June 23, 2021 and will end on September 9, 2021 for Fall 2021. For Spring 2022, the waiver site will go live starting December 2, 2021 and ending on February 3, 2022. For MFA Comics program (Summer 2022), the insurance waiver period begins on May 3, 2022, and end on June 30, 2022 - an email will be sent to MFA Comics when the waiver period will go live. Your approved waiver is effective for the current academic year only. If waived out of CCA's student health insurance plan for the Fall semester, the student will automatically be waived out for the Spring/Summer semester of the same academic year. If you want to waive participation for the next academic year, you must file another waiver application.

Please follow the instructions below.

  • Note: only degree-seeking CCA students who are registered in a full-time course load (12 units or more for undergraduates, 9 units or more for graduates) can access the waiver site. If you are not yet registered or are unable to access the waiver site, please email healthinsurance@cca.edu for assistance.
  • Important: Your Workday Student Information is used to upload demographic information into the insurance waiver system: name, CCA email, address, etc. To ensure the most accurate information is uploaded, please be sure to update your Workday Student profile prior to submitting an insurance waiver submission.


If you wish to waive the CCA Aetna health insurance plan, please go to: jcbins.com.

  1. Type in "California College of the Arts"
  2. Select the plan year "2021/2022"
  3. Select “Domestic student” or “International student” and select "Go"
  4. On the bottom left-hand side, you will see the option "Submit Waiver Here"
  5. Complete the following three steps (*you may need to create your student account with JCB, if this is your first time visiting the site)
  6. Once you submit your online waiver application, you will receive an immediate response. The last screen of the online waiver application process will inform you of either your approval or denial.
  7. **Use your CCA email address to create your student account. If that does not work, you may use your personal email address listed on Workday.**

You will be asked to submit the following information if you wish to waive:

  • Insurance carrier name
  • Medical ID number
  • Student first name, last name and date of birth

The system will then check if your insurance is active against a national medical clearinghouse. If your insurance is found to be active (and if it meets the criteria listed below), your waiver will be accepted. If you make an error, you have until the waiver deadline to log in again and re-submit your waiver application.


You will receive confirmation of your approval or denial upon completion in your CCA email inbox. Please keep a copy of that email confirmation for your records. If you do not receive this email and if you do not receive an accepted or denied message, this means your waiver application was not submitted and you must log in again to submit your waiver application. If your application is denied, you will automatically be enrolled in CCA's student health insurance plan.


For domestic students:
if your insurance plan is not on the waiver list, then you are not eligible to waive the CCA health insurance plan.

For international students: if your insurance plan is not on the waiver list, then you will be required to upload a copy of your policy for review. It must meet all the waiver criteria.


For further assistance, please email the Dean of Students Office at healthinsurance@cca.edu.


If you are waiving with Medi-Cal:

If you are submitting an insurance waiver with Medi-Cal, it has to be one of the approved counties below that meets CCA's minimum waiver requirements. If it is not within one of the approved counties, and you are in the San Francisco Bay Area, please contact your Medi-Cal county representative immediately and request for the Medi-Cal county change prior to the established waiver deadline:

  • Alameda County
  • San Francisco County
  • Contra Costa County
  • San Mateo County
  • Marin County
  • Santa Clara County
  • Santa Cruz County